Being involved in a car accident is an experience that the majority of Americans will have at some point in their lives. If you have the misfortune of being injured or losing a loved one due to a vehicle accident, hire a car accident injury attorney.
It is important when to know to contact a car accident attorney in Miami. The legal system in the state of Florida can be an intimidating, confusing, and frustrating environment to navigate successfully. Rely on professional assistance to help you with handling paperwork, negotiating with insurance companies, and representation in court.
Here is a brief guide to what you need to know if you are involved in a car accident, especially if fatalities are involved.
Understanding the Process
Your Miami car accident attorney will have a clear understanding of the legal procedures that must be followed after a car accident.
The first step of handling any car accident occurs at the scene. If you are involved in a crash that has not injured anyone, you can swap information with the other party and submit it to your insurance company after reporting the accident to the authorities.
However, if you or a passenger is injured, you want your attorney to start discussions with the other driver to cover medical or financial expenses. Florida is a no-fault state, so a Personal Injury Protection (PIP) insurance claim can be started by your attorney.
Your lawyer can assist you with filing a claim against the other driver’s insurance company for the $10,000 PIP benefit limit. The purpose of PIP is to ensure that people injured in car accidents can receive immediate medical attention without the need to wait until the end of a court case to receive compensation for treatment.
The insurance carrier determines the size of the payout, reserving the right to refuse your claim entirely if it feels it is not liable for the accident.
What to Do After an Accident
While it is not advised, if you are involved in a minor accident, you can try to file for PIP yourself. However, if you are involved in a severe crash and you have sustained severe injuries, it is a good idea to employ the services of a competent Miami personal injury lawyer. Many victims of car accidents do not even realize they have the option of using a lawyer to help them with their claim.
Insurance companies often take advantage of this lack of understanding and use it to negotiate claims for a fraction of the value that they should be paying out.
Our car accident attorney will help you reconstruct the scene of the accident and contact any witnesses to get their testimony. Do not commit to any reconstructions of events before getting legal counsel. You have no obligation to provide the other driver’s insurance company with a statement. Insurance companies are notorious for coercing testimonials from people involved in accidents. They may ask you how you are feeling, knowing that the natural human response to the question is “I’m fine, thanks.” They can then turn around and use this against you in court proceedings at a later stage.
Insurance companies are like any other business; they are looking out for the interests of their shareholders, not their clients. This fact means that insurance companies may stall or delay your payment. In this case, it is invaluable to have an attorney on your side who can take on the insurance company for you and ensure you are paid out.
If you are involved in an accident that leaves you disabled or in a state where you are unable to speak, such as a coma, an attorney will work with your family members to uncover the source of liability for the accident. Your attorney works on your behalf and represents you during all proceedings in court.
Work with a Reputable Law Firm
Before you select your Miami car accident lawyer, it is important to note a few points about attorneys. Not all attorneys are the same. Hiring an inexperienced attorney could result in delays to your payout or mismanagement of the settlement of your claim. Ensure your attorney has a reputable record of successfully handling PIP and auto accident claims.
Avoid using settlement mills to handle your claim. These firms rely on the volume of clients they receive for their business. They are well known for leaving money on the table, as they have the interests of the firm’s bottom line in mind, not the interests of their clients.
Call our personal injury firm in Miami for representation and receive a timely payout that represents what you expect and deserve.
We handle a variety of cases, so call us now if you have any questions.
View more contact information here: Miami Car Accident Attorney.
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