As ridesharing companies elbow aside the taxi industry, we are seeing an increasing number of clients who have been injured in Uber accidents. Here are some answers to questions that Uber accident victims often ask. For more information or to discuss the specifics of your case, call our office today to speak with a Miami car accident lawyer.
Can I Sue Uber or Lyft if their Driver Causes an Accident?
The current answer to this question is no, as they are very careful to classify their drivers as independent contractors rather than employees. That said, they choose to provide significant insurance coverage (up to $1 million) that that is available to victims of accidents caused by their drivers. Whether their insurance coverage kicks in depends on what the driver was doing at the time of the accident.
What Happens When the Driver Does Not Have Passengers?
There are varying insurance coverages depending on what stage of the pickup process the driver is at when there is an accident. There is a possibility that you may need to file a claim against the driver’s personal insurance if they were not at a covered part of the rideshare process. Then, you may also need to make a claim against your insurance’s underinsured motorist policy.
What Causes Uber Accidents?
The whole way that Uber works encourages distracted driving. Uber drivers are always looking down at the app, which they must keep on at all times. Between scanning for pickups or following the directions to get where they are going, their attention is frequently elsewhere and not on the road. In addition, Uber does not always have the best safety record when it comes to hiring drivers. Even with a clean driving record, an Uber driver may not know how to operate in busy city streets.
How Do I Know Where to Make My Claim?
Getting money in an Uber accident often requires that you untangle a web of which insurance coverage levels apply and when. This is not the same as a regular car accident, and you need an attorney to help you figure out which coverage applies. Usually, you would make your claim against the driver’s personal insurance first for it to be denied, and then you can file the claim with Uber’s insurance.
How Much is My Claim Worth?
Uber accidents can cause extremely serious injuries and leave victims with significant economic and non-economic damages. That said, it is impossible to discuss to determine how much a claim is worth without conducting a thorough analysis of your case. Some of the things that may affect how much you are able to recover include the severity of your injuries, your prognosis, whether you have to miss work, and whether you were partially at fault for your injuries.
Miami Rideshare Accident Attorneys
Call the attorneys at the Flagler Personal Injury Group at (305) 424-8445 or contact us online to schedule your free initial consultation. We can explain the legal process after you have been injured in a rideshare accident.